Problems yours & Solutions by Col Lamba

 Problem:

dear col lamba,

i retd from service on 28 feb 2005 with 30% disability. am i entitled to disability benifit from AGIF?

 years back,wrote a letter to AGIF to grant me disability benifit enclosing judgement of punjab & haryana HC  favouring hav paramjit singh. AGIF wrote me that they filed SLP in SC. confirmed maj navdeep singh, advocate of the same HC that the SLP  was dismissed by SC. kindly advice further action with auth , if any , other than above judgement.

warm regards

col sisir kumar misra

indian army veteran
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Solution: By Col Lamba

Dear.
You have 30% disability
It is paid up to 20%
You are entitled  proportionate amount.
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Appendix  A (Refer  Para  2  of  AGIF  letter No A/56319/8/AG/Ins(Coord) dated  ___22_Oct  13) AGI  SCHEMES  FOR  ESM 1 2. Maturity  Benefit (a) . AGIF  maturity  benefit  is  paid  to  all  members  proceeding  on  retirement  / discharge,  which  is  accumulation  of  saving  element  of  amount  contributed  by member a long with interest and bonus. (b) Maturity  is  paid  to  the  indl  member  on  receipt  of  Appx  G  (old  Appx  L)  at the  time  of  his  retirement  /  discharge. (c) The  amount  can  only  be  paid  on  receipt  of  Appx  G  from  indl’s  unit,  duly vetted  by  the  PCDA  (O)  and  concerned  PAO  (OR),  which  authenticates  the contributions  made  by  the  indl  towards  AGIF. (d) Maturity  amount  is  also  paid  along with  death  benefits  to  the  NOK,  in case  of    sad  demise  of  any  member. (e) There  is  also  a  provision  for  the  member  to  withdraw  50%  from  the maturity  benefit  after  15  years  of  regular  service  in  Army,  for  the  purpose  of education  /  marriage  of  wards. (f) In  addition,  member  can  withdraw  up to  90%  of  the  maturity  amount  for repair  /  renovation  of  house  or  for  the  purpose  of  conveyance  during  last  two yr of service before superannuation. Insurance .    Insurance  schemes  are  there  to  provide  Insurance  benefits speedily  to  the  families  of  those  Army  personnel  who  may  die  while  in  service.  The Insurance  Cover  is  Rs  50  Lacs  for    Offrs  and  Rs  25  Lacs  for  JCOs/OR  for  a  monthly subscription  of  Rs  5000  and  Rs  2500  respectively.  
3. Disability  Cover .    Provision  exists  to  provide  disability  cover  to  the  entitled serving  Army  personnel  depending  on  percentage  of  disability,  if  his  contractual period  of  service  is  cut  short  and  indl  is  invalided  out  of  service  prematurely  due  to injury  or  disease.  
The  Officers  and  JCOs/OR,  eligible  for  disability  benefit  with  100% disability,  will  get  an  amount  of  Rs  25  lacs  and  Rs  12.5  lacs  respectively,

which  gets proportionately  reduced  for  lower  element  of  disability  upto  20  percent.  

Ex  Gratia disability  allce  is  also  granted  by  AGIF  in  case  a  member  with  100%  disability  has been  recommended  a  constant  attendant.

With best wishes

Col lamba ( one man army )

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    Thanks giving

sir,

thanks

warm regards

sisir

On Wednesday, 11 May 2016 7:54 AM, Sisir Misra