1. Check all detailed entries in your Pension Pay Order (PPO) for correctness.
2. Ensure that your pension account is a joint account with spouse with ‘either or survivor’ instructions.
3. Ensure that dates of birth of self and wife are recorded in your bank pension account.
4. Consolidate all your bank accounts into one account at nearest branch for convenience
5. Remind your bank one month in advance for restoration of commuted value after 15 years of retirement.
6. Submit ‘Lifetime Arrears’ Form B (4 Copies) to your bank and obtain bank staff’s receipt on one receipted copy for your file.
7. Ensure that all your investments like FDs, Bonds, Shares, and Mutual Funds are in joint names and nomination has been filed.
8. Keep following in safe custody: I Card, Dependent Identity card for each member of family ECHS Card, Canteen Card, GIS card, PAN Card, ADHAR Card, Voter Card, Ration Card, Driving license, Bank pass books, Vehicle Registration papers, Gas connection papers, LIC Policy documents, Bank Locker Key(if any).
9. Sign ‘Life Certificate’ each year in November by visiting your bank (Any branch).
10. Submit declaration of savings under Section 80C in April every year to your bank (in their Format) to avoid excess recovery of income tax.
11. Make a WILL in time. Registration of WILL is not mandatory but advisable.
12. Keep your spouse informed on all above points from time to time.
13. Keep telephone numbers of ECHS Polyclinic and nearest Empanelled Hospital prominently displayed in house. Also, ECHS helpline 1800114115.
14. Ensure that your discharge book has all details of all family members including children who are handicapped/disabled (if any).Details of children born after retirement must also be included in the discharge book.
15. Ensure that you intimate change of permanent address to all authorities immediately particularly Records and Service Headquarters.
16. Inform Records/ Service Headquarter whenever you change your permanent address from earlier recorded address.
17. See that all documents pertaining to your house/ flat (7/12 utara, property card, sale deed, society share certificate, nomination certificate, electricity bill receipts, receipts of society charges paid, corporation tax receipts etc. …) are securely kept in a file and your spouse is in picture. Make nomination, if not already made.
18. Never put your signature on a blank paper or other documents. Sign the document only when you have read and/or understood its implication after signing.
19. Never hand over original document/s to any person/ agency/ lawyer.
20. Be fully in picture of actions to taken by your spouse after your death. (Obtain sufficient copies of death certificate, claim family pension, inform Army/Navy/AF HQ as applicable, return/ destroy your cards and get I card/ canteen card issued for self, actions in case of house/ property and investments etc.). Keep separate folders with the NOK containing sequence of actions and required letters typed with suitable blanks.
21. Link your Pension account with Aadhar and PAN card
22. Get dependent cards made from your District welfare officer(ZSWO)
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